Code of Ordinances

of Union County, Illinois.

Ordinance Chapter: Chapter 19 - Insurance [19-1]

(A) Any ben­e­fit pro­vid­ed pur­suant to the Retiree Health Insur­ance Pro­gram shall only be used as a cred­it toward the month­ly pre­mi­um of a Coun­ty health insur­ance plan.  Such ben­e­fit shall not be paid direct­ly to a Par­tic­i­pant and shall not be applied to the cost of any oth­er health insur­ance plan.

(B) At least one (1) Par­tic­i­pant shall serve as a mem­ber of any advi­so­ry health insur­ance com­mit­tee estab­lished by the County.

(C) The Coun­ty shall pro­vide time­ly notice to each Par­tic­i­pant and/or any cov­ered spouse and/or fam­i­ly mem­ber of the health plan select­ed by the Coun­ty and the amount and due date of each Par­tic­i­pant Por­tion and/or month­ly pre­mi­um payment.

(D) The Coun­ty shall review this Res­o­lu­tion and the Retiree Health Insur­ance Pro­gram annu­al­ly as part of the County’s annu­al review of health insur­ance ben­e­fits and policies.

(E) The Coun­ty retains the pow­er to revise, mod­i­fy, amend or repeal this res­o­lu­tion or any part of this res­o­lu­tion; pro­vid­ed, how­ev­er, should the Coun­ty dis­con­tin­ue the Retiree Health Insur­ance Pro­gram, any Par­tic­i­pant, spouse, fam­i­ly mem­ber, sur­viv­ing spouse, or sur­viv­ing fam­i­ly mem­ber active­ly enrolled in the Retiree Health Insur­ance Pro­gram at the time of such dis­con­tin­u­ance shall remain eli­gi­ble to par­tic­i­pate in the Retiree Health Insur­ance Pro­gram on the terms and con­di­tions in effect imme­di­ate­ly pri­or to such discontinuance.

(Ord. No. 2011-03; 02–09–11)

A Par­tic­i­pant in the Retiree Health Insur­ance Pro­gram shall receive a health insur­ance ben­e­fit on the fol­low­ing terms and conditions:

(A) IMRF Par­tic­i­pant Ben­e­fit.  The fol­low­ing ben­e­fit shall apply to any IMRF Par­tic­i­pant and shall apply to any SLEP Par­tic­i­pant after such SLEP Par­tic­i­pant has reached age fifty-five (55):

  1. A Par­tic­i­pant with less than twen­­­ty-five (25) years of coun­ty employ­ment shall receive One Hun­dred Fifty Dol­lars ($150.00) per month toward the Participant’s month­ly health insur­ance premium.
  2. A Par­tic­i­pant with twen­­­ty-five (25) years of coun­ty employ­ment and less than thir­ty (30) years of coun­ty employ­ment shall receive Two Hun­dred Fifty Dol­lars ($250.00) per month toward the Participant’s month­ly health insur­ance premium.
  3. A Par­tic­i­pant with at least thir­ty (30) years of coun­ty employ­ment shall receive Three Hun­dred Fifty Dol­lars ($350.00) per month toward the Participant’s month­ly health insur­ance premium.

 

(B) SLEP Par­tic­i­pant Benefit.

  1. The fol­low­ing ben­e­fit shall apply to any SLEP Par­tic­i­pant before such SLEP Par­tic­i­pant has reached age fifty-five (55):
    • A SLEP Par­tic­i­pant with less than twen­­­ty-five (25) years of coun­ty employ­ment shall receive Sev­en­­­ty-Five Dol­lars ($75.00) per month toward the SLEP Participant’s month­ly health insur­ance premium.
    • A SLEP Par­tic­i­pant with twen­­­ty-five (25) years of coun­ty employ­ment and less than thir­ty (30) years of coun­ty employ­ment shall receive Two Hun­dred Dol­lars ($200.00) per month toward the SLEP Participant’s month­ly health insur­ance premium.
    • A SLEP Par­tic­i­pant with at least thir­ty (30) years of coun­ty employ­ment shall receive Three Hun­dred Dol­lars ($300.00) per month toward the SLEP Participant’s month­ly health insur­ance premium.
  2. Upon reach­ing age fifty-five (55) a SLEP Par­tic­i­pant shall receive the same ben­e­fit as an IMRF Participant.

 

(C) Par­tic­i­pant Por­tion and Deductible Costs.

  1. A Par­tic­i­pant shall be respon­si­ble for any Par­tic­i­pant Por­tion and such Par­tic­i­pant Por­tion must be received by the Coun­ty pri­or to the first day of each month.  Cov­er­age shall be ter­mi­nat­ed for non-pay­­­ment of any Par­tic­i­pant Portion.
  2. The Coun­ty and Par­tic­i­pant shall arrange for any Par­tic­i­pant Por­tion to be deduct­ed from the Participant’s retire­ment pay­ments from the Illi­nois Munic­i­pal Retire­ment Fund.  Such Par­tic­i­pant Por­tion shall be paid direct­ly from the Illi­nois Munic­i­pal Retire­ment Fund to the County.
  3. A Par­tic­i­pant shall be respon­si­ble for all deductible costs pur­suant to any Coun­ty health insur­ance plan.

 

(D) Spouse/Family Coverage.

  1. A Par­tic­i­pant may elect to con­tin­ue any exist­ing spouse and/or fam­i­ly health insur­ance cov­er­age where such cov­ered spouse and/or fam­i­ly member(s) were cov­ered under a Coun­ty health insur­ance plan for at least twelve (12) months pri­or to the Participant’s retire­ment date.
  2. Where a Par­tic­i­pant elects to con­tin­ue spouse or fam­i­ly cov­er­age under any Coun­ty health insur­ance plan, the Par­tic­i­pant shall be respon­si­ble for the full pre­mi­um cost of such spouse or fam­i­ly cov­er­age and for all deductible costs pur­suant to any Coun­ty health insur­ance plan.
  3. The Coun­ty and Par­tic­i­pant shall arrange for the full pre­mi­um cost of any spouse or fam­i­ly cov­er­age to be deduct­ed from the Participant’s retire­ment pay­ments from the Illi­nois Munic­i­pal Retire­ment Fund.  Such monies shall be paid direct­ly from the Illi­nois Munic­i­pal Retire­ment Fund to the County.
  4. Upon the death of a Par­tic­i­pant who has elect­ed spouse and/or fam­i­ly cov­er­age, the sur­viv­ing spouse and/or fam­i­ly member(s) may elect to con­tin­ue cov­er­age; pro­vid­ed, how­ev­er, such sur­viv­ing spouse and/or fam­i­ly member(s) must pro­vide writ­ten notice to the Coun­ty of such elec­tion to con­tin­ue cov­er­age and such sur­viv­ing spouse and/or fam­i­ly member(s) shall con­tin­ue to be respon­si­ble for the full cost of such month­ly health insur­ance premium.
  5. Any month­ly pre­mi­um for spouse and/or fam­i­ly health insur­ance cov­er­age must be received by the Coun­ty pri­or to the first day of each month.  Cov­er­age shall be ter­mi­nat­ed for non-pay­­­ment of any premium.

 

(E) Term of Benefit.

  1. An IMRF Par­tic­i­pant shall be eli­gi­ble for the Retiree Health Insur­ance Pro­gram from age fifty-five (55) through the first to occur of the following: 
    • Par­tic­i­pant reach­ing age six­­­ty-five (65); or
    • the date Par­tic­i­pant becomes oth­er­wise eli­gi­ble for Medicare or any oth­er sim­i­lar fed­er­al or state health insur­ance program.
  2. A SLEP Par­tic­i­pant shall be eli­gi­ble for the Retiree Health Insur­ance Pro­gram from age fifty (50) through the first to occur of the following: 
    • Par­tic­i­pant reach­ing age six­­­ty-five (65); or
    • the date Par­tic­i­pant becomes oth­er­wise eli­gi­ble for Medicare or any oth­er sim­i­lar fed­er­al or state health insur­ance program.
  3. A sur­viv­ing spouse shall be eli­gi­ble to con­tin­ue cov­er­age through the first to occur of the following:
  • the sur­viv­ing spouse reach­ing age six­­­ty-five (65); or
  • the date the sur­viv­ing spouse becomes oth­er­wise eli­gi­ble for Medicare or any oth­er sim­i­lar fed­er­al or state health insur­ance program.
  • A sur­viv­ing fam­i­ly mem­ber, oth­er than a sur­viv­ing spouse, shall be eli­gi­ble to con­tin­ue cov­er­age in accor­dance with the terms of the applic­a­ble Coun­ty health insur­ance plan as would apply to a fam­i­ly mem­ber cov­ered pur­suant to a fam­i­ly plan avail­able to active Coun­ty employees.

Upon retire­ment, any Employ­ee shall be eli­gi­ble for the Retiree Health Insur­ance Pro­gram where such Employ­ee meets the fol­low­ing requirements:

(A) Employ­ee is age fifty-five (55) or old­er upon retire­ment, or in the case of a SLEP Employ­ee, is age fifty (50) or old­er; and

(B) Employ­ee has com­plet­ed twen­ty (20) total years of full-time employ­ment with any com­bi­na­tion of Eli­gi­ble Coun­ty Enti­ties with at least five (5) con­sec­u­tive years of full-time employ­ment with any com­bi­na­tion of Eli­gi­ble Coun­ty Enti­ties at the time of retire­ment; and

(C) Employ­ee is enrolled in a Coun­ty health insur­ance plan at the time of retire­ment; and

(D) Employ­ee pro­vides the Coun­ty with a signed and nota­rized irrev­o­ca­ble state­ment of retire­ment and irrev­o­ca­ble elec­tion to par­tic­i­pate in the Retiree Health Insur­ance Pro­gram; such forms shall be pro­vid­ed by the Coun­ty. 

Health insur­ance ben­e­fits shall be offered to any coun­ty employ­ee retir­ing on or after Mar­cy 1, 2011 through a Retiree Health Insur­ance Pro­gram as follows:

(A) Def­i­n­i­tions.  For pur­pos­es of this Chap­ter, the fol­low­ing terms shall be giv­en these definitions:

Coun­ty means the Coun­ty of Union, Illi­nois, a body politic and corporate.

Eli­gi­ble Coun­ty Enti­ty means the fol­low­ing Coun­ty agen­cies, depart­ments and offices: Union Coun­ty Clerk’s Office, Union Coun­ty Cir­cuit Clerk’s Office, Union Coun­ty Sheriff’s Office, Union Coun­ty State’s Attorney’s Office, Union Coun­ty Treasurer’s Office, Union Coun­ty Emer­gency Tele­phone Sys­tem, Union Coun­ty High­way Depart­ment, Union Coun­ty Ambu­lance Ser­vice and Union Coun­ty Super­vi­sor of Assess­ments Office; Eli­gi­ble Coun­ty Enti­ty means the fol­low­ing elect­ed offices: Coun­ty Clerk, Cir­cuit Clerk, Sher­iff, State’s Attor­ney and Treasurer.

Employ­ee:  Any per­son employed by an Eli­gi­ble Coun­ty Enti­ty as a full-time employ­ee; pro­vid­ed such full-time sta­tus shall be deter­mined in accor­dance with any applic­a­ble col­lec­tive bar­gain­ing agree­ment, employ­ment con­tract and/or state and fed­er­al labor law.

IMRF Par­tic­i­pant means a Par­tic­i­pant cov­ered by the Illi­nois Munic­i­pal Retire­ment Fund reg­u­lar plan and includes elect­ed coun­ty offi­cials par­tic­i­pat­ing in an ECO plan.

Par­tic­i­pant means a Par­tic­i­pant in the Retiree Health Insur­ance Program.

Par­tic­i­pant Ben­e­fit means any pay­ment or cred­it pro­vid­ed to a Par­tic­i­pant by the Coun­ty pur­suant to the Retiree Health Insur­ance Pro­gram where such pay­ment or cred­it is to be applied to the cost of the Participant’s month­ly health insur­ance premium.

Par­tic­i­pant Por­tion means the dol­lar amount equal to a Participant’s total month­ly health insur­ance pre­mi­um cost minus any Par­tic­i­pant Benefit.

SLEP Employ­ee means an Employ­ee cov­ered by the Illi­nois Munic­i­pal Retire­ment Fund Sheriff’s Law Enforce­ment Per­son­nel plan and includes the Sheriff.

SLEP Par­tic­i­pant means a Par­tic­i­pant cov­ered by the Illi­nois Munic­i­pal Retire­ment Fund Sheriff’s Law Enforce­ment Per­son­nel plan.

Retiree Health Insur­ance Pro­gram means the pro­gram estab­lished pur­suant to this res­o­lu­tion.