A Par­tic­i­pant in the Retiree Health Insur­ance Pro­gram shall receive a health insur­ance ben­e­fit on the fol­low­ing terms and conditions:

(A) IMRF Par­tic­i­pant Ben­e­fit.  The fol­low­ing ben­e­fit shall apply to any IMRF Par­tic­i­pant and shall apply to any SLEP Par­tic­i­pant after such SLEP Par­tic­i­pant has reached age fifty-five (55):

  1. A Par­tic­i­pant with less than twen­­ty-five (25) years of coun­ty employ­ment shall receive One Hun­dred Fifty Dol­lars ($150.00) per month toward the Participant’s month­ly health insur­ance premium.
  2. A Par­tic­i­pant with twen­­ty-five (25) years of coun­ty employ­ment and less than thir­ty (30) years of coun­ty employ­ment shall receive Two Hun­dred Fifty Dol­lars ($250.00) per month toward the Participant’s month­ly health insur­ance premium.
  3. A Par­tic­i­pant with at least thir­ty (30) years of coun­ty employ­ment shall receive Three Hun­dred Fifty Dol­lars ($350.00) per month toward the Participant’s month­ly health insur­ance premium.

 

(B) SLEP Par­tic­i­pant Benefit.

  1. The fol­low­ing ben­e­fit shall apply to any SLEP Par­tic­i­pant before such SLEP Par­tic­i­pant has reached age fifty-five (55):
    • A SLEP Par­tic­i­pant with less than twen­­ty-five (25) years of coun­ty employ­ment shall receive Sev­en­­ty-Five Dol­lars ($75.00) per month toward the SLEP Participant’s month­ly health insur­ance premium.
    • A SLEP Par­tic­i­pant with twen­­ty-five (25) years of coun­ty employ­ment and less than thir­ty (30) years of coun­ty employ­ment shall receive Two Hun­dred Dol­lars ($200.00) per month toward the SLEP Participant’s month­ly health insur­ance premium.
    • A SLEP Par­tic­i­pant with at least thir­ty (30) years of coun­ty employ­ment shall receive Three Hun­dred Dol­lars ($300.00) per month toward the SLEP Participant’s month­ly health insur­ance premium.
  2. Upon reach­ing age fifty-five (55) a SLEP Par­tic­i­pant shall receive the same ben­e­fit as an IMRF Participant.

 

(C) Par­tic­i­pant Por­tion and Deductible Costs.

  1. A Par­tic­i­pant shall be respon­si­ble for any Par­tic­i­pant Por­tion and such Par­tic­i­pant Por­tion must be received by the Coun­ty pri­or to the first day of each month.  Cov­er­age shall be ter­mi­nat­ed for non-pay­­ment of any Par­tic­i­pant Portion.
  2. The Coun­ty and Par­tic­i­pant shall arrange for any Par­tic­i­pant Por­tion to be deduct­ed from the Participant’s retire­ment pay­ments from the Illi­nois Munic­i­pal Retire­ment Fund.  Such Par­tic­i­pant Por­tion shall be paid direct­ly from the Illi­nois Munic­i­pal Retire­ment Fund to the County.
  3. A Par­tic­i­pant shall be respon­si­ble for all deductible costs pur­suant to any Coun­ty health insur­ance plan.

 

(D) Spouse/Family Coverage.

  1. A Par­tic­i­pant may elect to con­tin­ue any exist­ing spouse and/or fam­i­ly health insur­ance cov­er­age where such cov­ered spouse and/or fam­i­ly member(s) were cov­ered under a Coun­ty health insur­ance plan for at least twelve (12) months pri­or to the Participant’s retire­ment date.
  2. Where a Par­tic­i­pant elects to con­tin­ue spouse or fam­i­ly cov­er­age under any Coun­ty health insur­ance plan, the Par­tic­i­pant shall be respon­si­ble for the full pre­mi­um cost of such spouse or fam­i­ly cov­er­age and for all deductible costs pur­suant to any Coun­ty health insur­ance plan.
  3. The Coun­ty and Par­tic­i­pant shall arrange for the full pre­mi­um cost of any spouse or fam­i­ly cov­er­age to be deduct­ed from the Participant’s retire­ment pay­ments from the Illi­nois Munic­i­pal Retire­ment Fund.  Such monies shall be paid direct­ly from the Illi­nois Munic­i­pal Retire­ment Fund to the County.
  4. Upon the death of a Par­tic­i­pant who has elect­ed spouse and/or fam­i­ly cov­er­age, the sur­viv­ing spouse and/or fam­i­ly member(s) may elect to con­tin­ue cov­er­age; pro­vid­ed, how­ev­er, such sur­viv­ing spouse and/or fam­i­ly member(s) must pro­vide writ­ten notice to the Coun­ty of such elec­tion to con­tin­ue cov­er­age and such sur­viv­ing spouse and/or fam­i­ly member(s) shall con­tin­ue to be respon­si­ble for the full cost of such month­ly health insur­ance premium.
  5. Any month­ly pre­mi­um for spouse and/or fam­i­ly health insur­ance cov­er­age must be received by the Coun­ty pri­or to the first day of each month.  Cov­er­age shall be ter­mi­nat­ed for non-pay­­ment of any premium.

 

(E) Term of Benefit.

  1. An IMRF Par­tic­i­pant shall be eli­gi­ble for the Retiree Health Insur­ance Pro­gram from age fifty-five (55) through the first to occur of the following: 
    • Par­tic­i­pant reach­ing age six­­ty-five (65); or
    • the date Par­tic­i­pant becomes oth­er­wise eli­gi­ble for Medicare or any oth­er sim­i­lar fed­er­al or state health insur­ance program.
  2. A SLEP Par­tic­i­pant shall be eli­gi­ble for the Retiree Health Insur­ance Pro­gram from age fifty (50) through the first to occur of the following: 
    • Par­tic­i­pant reach­ing age six­­ty-five (65); or
    • the date Par­tic­i­pant becomes oth­er­wise eli­gi­ble for Medicare or any oth­er sim­i­lar fed­er­al or state health insur­ance program.
  3. A sur­viv­ing spouse shall be eli­gi­ble to con­tin­ue cov­er­age through the first to occur of the following:
  • the sur­viv­ing spouse reach­ing age six­­ty-five (65); or
  • the date the sur­viv­ing spouse becomes oth­er­wise eli­gi­ble for Medicare or any oth­er sim­i­lar fed­er­al or state health insur­ance program.
  • A sur­viv­ing fam­i­ly mem­ber, oth­er than a sur­viv­ing spouse, shall be eli­gi­ble to con­tin­ue cov­er­age in accor­dance with the terms of the applic­a­ble Coun­ty health insur­ance plan as would apply to a fam­i­ly mem­ber cov­ered pur­suant to a fam­i­ly plan avail­able to active Coun­ty employees.